Effective date: June 1, 2026
This Privacy Policy explains how BudgetGenie ("BudgetGenie", "we", "our", "us") collects, uses, and shares information when you use our mobile application and related services (the "Service").
If you do not agree with this Privacy Policy, do not use the Service.
1. Information We Collect
1.1 Information you provide directly
- Account information, such as email address and authentication credentials handled through our identity provider.
- Financial information you enter, such as budgets, categories, goals, recurring transactions, and transaction notes.
- Messages you submit through support or feedback features.
1.2 Information collected automatically
- Basic device and app information, such as app version, OS version, and diagnostic events needed to operate and troubleshoot the Service.
- Usage and crash signals required for reliability, security, and performance monitoring.
1.3 Information from third parties
- Currency and commodity market data from third-party data providers.
- Authentication and account status data from our identity and hosting providers.
2. How We Use Information
We use information to:
- Provide and maintain the Service.
- Authenticate users and protect account security.
- Save and sync your app preferences and budgeting data.
- Respond to support requests and product feedback.
- Detect, prevent, and investigate abuse or technical issues.
- Improve app quality, reliability, and performance.
3. Legal Bases (where applicable)
Depending on your location, we process personal information based on:
- Performance of a contract (to provide the Service).
- Legitimate interests (service security, reliability, and improvement).
- Consent (where required by law).
- Legal obligations.
4. How We Share Information
We do not sell your personal information.
We may share data with:
- Cloud hosting and infrastructure providers.
- Identity and authentication providers.
- Error monitoring and operational tooling providers.
- Customer support tooling providers.
- Authorities when required by law or to protect legal rights and safety.
5. Data Retention
We keep information only as long as necessary for the purposes in this Policy, including legal, accounting, dispute resolution, and security obligations.
When you request account deletion, we delete or anonymize your personal information unless we are required to keep specific records by law.
6. Data Security
We use administrative, technical, and organizational safeguards designed to protect personal information. No method of transmission or storage is fully secure, and we cannot guarantee absolute security.
7. International Data Transfers
Your information may be processed in countries other than your country of residence. Where required, we use appropriate safeguards for cross-border transfers.
8. Your Rights and Choices
Depending on your location, you may have rights to:
- Access personal information.
- Correct inaccurate personal information.
- Delete personal information.
- Restrict or object to processing.
- Request data portability.
- Withdraw consent (where processing is based on consent).
To exercise your rights, contact us using the Support page: https://www.budgetgenie.download/support
9. Children's Privacy
The Service is not directed to children under 13 (or higher age where required by local law). We do not knowingly collect personal information from children without required authorization.
10. Third-Party Services
The Service may interact with third-party services. Their privacy practices are governed by their own policies, and we are not responsible for those third-party policies.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will update the "Effective date" and "lastUpdated" fields when changes are posted.
12. Contact Us
For privacy questions or requests:
- Support: https://www.budgetgenie.download/support
- Privacy Policy URL: https://www.budgetgenie.download/privacy-policy